Retirement Planning Calculator
We keep wondering are my retirement savings enough to retire? Check to see if your savings will support your retirement goals. Take charge of your financial future and plan with confidence.
Income & Savings Details
Enter your current financial information to start planning.
Pension Details
Enter information about your expected pension benefits.
Financial Assumptions
Set your financial assumptions for retirement planning.
Calculation Formulas
This calculator uses industry-standard financial formulas:
- Retirement Income = (Current Income + Spouse Income) × Replacement Rate × (1 + Inflation)Years to Retirement
- Required Savings = Retirement Income × [1 - (1 + Inflation)Years × (1 + Post-Return)-Years] ÷ (Post-Return - Inflation)
- Projected Savings = Current Savings × (1 + Pre-Return)Years + Annual Savings × [(1 + Pre-Return)Years - (1 + Savings Increase)Years] ÷ (Pre-Return - Savings Increase)
Retire Abroad
Considering retiring in another country? Select your desired retirement destination.
Exchange rates update in real-time. Your retirement amounts will be converted to the selected currency.
All Input Summary
Retirement Plan Results
Your personalized retirement plan in US$ and retirement country currency if selected. Results are based on the information you provided
Total Retirement Savings at Retirement
Required Retirement Savings
Retirement Income
Projected Savings Surplus/Shortfall
You're on track for retirement!
Retirement Readiness Summary
Based on your current savings rate and retirement goals, you're projected to have sufficient funds to retire at age 65. Your savings are estimated to last approximately 32 years, exceeding your planned retirement duration of 30 years.
We recommend continuing your current savings rate and periodically reviewing your investment allocations to ensure they align with your retirement timeline and risk tolerance.
Disclaimer: Please note all data and information is provided “as is” for informational purposes only and is not intended for trading purposes or financial, investment, tax, legal, accounting, or other advice. Terms of Service, Privacy.
Social Security
Configure your expected Social Security benefits.