50/30/20 Budget App

Simple 50/30/20 Budget Calculator


Needs: $0

Wants: $0

Savings: $0

Optimize Your Budget with the 50/30/20 Rule

This free budget calculator will structure your finances according to the 50/30/20 rule. By entering your monthly after-tax income, you can see a recommended budget breakdown into three categories:

50% for Needs: Essential living expenses such as rent or mortgage, utilities, groceries, and transportation.

30% for Wants: Discretionary spending on dining out, entertainment, and hobbies.

20% for Savings and Debt Repayment: Allocations towards savings, emergency funds, retirement accounts, and paying off debt.

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